In these days of austerity and also relative panic about taking on debt, a lot of people balk up against the idea of using a credit card in order to make purchase of merchandise or pay for any gift giving occasion, preferring, instead just to rely on the tried in addition to trusted technique of making transaction вЂ“ raw cash. However, if you possess the cash on hand to make the purchase completely, then, paradoxically, this is the best time to be able to use the credit card for several factors.